Help paying rent and council tax

Lichfield District residents can access low cost loans with Fusion Credit Union. Fusion Credit Union has been operating in Lichfield since 2005 and is a not-for-profit financial co-operative that pool members' savings to make low-cost loans to other members. Fusion is operated entirely by volunteers. It costs just £2 to become a member of Fusion Credit Union. As well as being able to save, Fusion Credit Union also has a special junior account and offers loans for home deposits and insurance.

The amount that Fusion Credit Union will lend to its members is £50 – £400 for the first loan.

Subsequent loans may be for a larger amount depending upon individual circumstances. There are no penalty clauses for paying a loan early, and the interest is fixed for the term of the loan. All loans also benefit from free life insurance and, as long as customers keep up with repayments, there are be no extra fees or charges.

If you are threatened with homelessness and have found alternative accommodation, but require help with a deposit and/or rent in advance, you may be able to access a larger loan through our partnreship with Fusion Credit Union. To find out more, contact our housing options team at housing@lichfielddc.gov.uk.

Loans are available to everyone, over 18, who lives, works or volunteers in the Lichfield or Cannock Chase District areas.

Pop in to the office or collection point (Curborough Community Centre, Reynolds Close, Lichfield, WS13 7NY or visit the collection point at Hednesford Library, Market Street) or call 01543 415032 or 07972 65618 to talk to a member of the team.

Visit www.fusioncreditunion.co.uk for more information.